Debby & Bill Spotten
301-797-8404 x 210
Debby 410-236-8608
Bill 410-236-1694

1829 Howell Rd.
Suite 2A
Hagerstown, Md 21740
301-797-8404

Getting married? Family growing? Need more room?

Sure, we'll help you find a house and submit an offer, but what else do we do?

  • Explain the buying process and all real estate issues - you can contact us anytime you have a question.
  • Some municipalities offer incentive programs for buyers - If you don't know about these programs, you could be throwing away thousands of dollars.
  • Assist with financing. We make it our business to understand the current mortgage market.
  • Assist in negotiations. We will prepare a market indicator for your preferred property to help you set a price for your offer.
  • Assist in the road to closing. We can be available for home inspections and appraisals to save you time off work.
  • Our knowledge will help you find a home and also save time and money.

Where do I start?
How much money do I need?
How do I get a loan?

We can give you the answers to these questions and more.

Do you know that there are Federal, State and County programs to help you get into a home of your own?

They can help with down payment and get you a lower interest rate on your loan even if your credit is not perfect.

We keep up on all the programs and can help you through the process to get you money you deserve.

Why wonder if you can buy a home, call us and find out.
All these services to buyers is always free.

Even if you can't purchase a home right now
we will tell you what steps you need to take so you can qualify for a home loan.

Call or e-mail us today we will happy to sit down with you and explain all the details,
as always it's free and with no obligation.